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Equinox Group

Equinox International Private Ltd (World Exchange Plaza)
45 O'Connor Street, Suite 1050
Ottawa, ON K1P 1A4, Canada

Phone: 1(613)707-1984

E-mail : info@the-equinox-group.com


The Equinox Group - An Introduction

The Equinox Group specializes in providing a turn-key management referral service Given record low rate’s of return in the industrialized World and growing Investor thirst for higher return on their hard-earned savings it has given birth to companies like the Equinox Group.
For a small fee of 1% of the annual interest rate we work with individual investors interested in maximizing return’s on their hard earned savings in one of the world's most profitable and fastest growing economies in 2 key Area’s :

1)We refer Investors to Ultra-safe Guaranteed Investment Certificate’s(GIC’s) offered by India’s most respected banks .

1) The Equinox Group acts strictly as a referral service connecting Investors (who are looking for HIGH RATE’s return on their savings) to banks in emerging markets like India where they can earn returns as high as 9% on one year ultra-safe GIC’s Guaranteed by some of the most powerful banks in the emerging world and insured by deposit insurance ?and rest assured that you are obtaining returns on par or higher than those offered in the stock market.

According to Goldman Sachs the S&P index since 2000 has given a net return of only 2% while GIC’s in emerging markets have provided a yield of over 200% in compound interest over the same time period of 13 years.

Given a return of 9% yearly you roughly double your money every 7.5 years.

“Risk-averse Canadian households are sitting on up to $1-trillion of cash and "near-cash" holdings, earning next to nothing,?Scotia Capital Inc. says in a new research report.

This is is an example of some the rates we offer on Guaranteed Investment Certificate’s (GIC)

a) For domestic deposits - Less than $30,000 CDN (last revised on Jan 26, 2013)

General Senior Citizen
7 days to 14 days Less than $30,000 CDN 4.50
15 days to 29 days Less than $30,000 CDN 4.75
30 days to 45 days Less than $30,000 CDN 5.50
46 days to 60 days Less than $30,000 CDN 6.25
61 days to 90 days Less than $30,000 CDN 7.00
290 days to less than 1 year Less than $30,000 CDN 7.25
1 year to 389 days Less than $30,000 CDN 7.50
390 days to less than 2 years Less than $30,000 CDN 9.00
2 years to less than 5 years Less than $30,000 CDN 8.75
5 years upto 10 years Less than $30,000 CDN 8.50

The Real Estate Boom: A genuine Euphoria

The real estate market in India is yet in a nascent stage and the scope is simply unlimited. It does not resemble a bubble that will burst. An unhindered growth for the next twenty years is almost sure.

Indian real sector has seen an unprecedented boom in the last few years. This was ignited and fueled by two main forces.

First, the expanding industrial sector has created a surge in demand for office-buildings and dwellings. The industrial sector grew at the rate of 10.8 percent in 2006-07 out of which a growth of 11.8 percent was seen by the manufacturing sector. Growth in real estate prices tends to rise in step with economic growth. Further more real estate is insulated from inflation as it intends to rise in value in inlock step with the rise in prices.

Second, the liberalisation policies of government has decreased the need for permissions and licenses before taking up mega construction projects. Opening the doors to foreign investments is a further step in this direction. The government has allowed FDI in the real estate sector since 2005. FDI was deemed necessary in the view of making the sector more organised and increasing professionalism. farmers. The villages adjacent to the metro cities have experienced sky-rocketing land prices. This has induced farmers to sell their land for good money.

Future Prospects on Real Estate Industry

In addition the outsourcing boom in business processing outsourcing is growing rapidly in India and this entails a huge demand for commercial buildings and urban housing besides improvement in infrastructure. The organised retail market in India is also accelerating with players like WalMart, Bharti, Reliance etc. looking forward to make a foray thus stepping up the demand for real estate.

Over the past few years, Indian real estate sector has witnessed a remarkable boom. Among all investment avenues, real estate India is giving both Indian as well foreign investors a secured and profitable avenue to invest in.

Indians are now spending their hard-earned money on real estate projects that are spanning all across the country. Their need for a shelter is so desperate such that everyone wants to have its own home in a big city. Places like Hyderabad, Bengaluru, Jaipur, Gurgaon, Noida, and Ghaziabad are seeing huge uplift in property selling.

India is the second largest populated country in the world which means that there is huge potential in the real estate industry in India.

Since independence, Indian governments have introduced a liberalized approach towards privatization and globalization. This move has resulted into a positive impact on the global front. Today, many foreign real estate companies are venturing into India to reap the unlimited benefits. The huge demand for shelter to such a big population and the industries has given wing to the property business.

The places near metro cities are becoming the major investment hub for the real estate companies in India. Another major reason behind this upsurge is the introduction of SEZ India regions that have also resulted in the unprecedented growth of real estate India market in those rural areas which were complete untouched earlier.

The foreign real estate companies are highly interested in the real estate market in India due to the huge scope of Indian markets. With the change in the culture, the needs of people have also change a lot in the past few years. Today more and more people prefer big shopping malls over local retail shops which mean they are rapidly switching to the western culture.

Cities like Gurgaon, Bengaluru, and Hyderabad have seen heavy uplift within past few years. Not only real estate companies but local farmers are getting big prices for their barren lands. Today they can think of changing their fortune by selling their lands to real estate companies at high prices.

Before investing in a particular property development project, there is a great need for a comprehensive research on the real estate India industry. This research will help you determine the fate of Indian real estate industry in the long run. Based on the findings of the research, you will be able to ascertain how much you should invest and where

The world's second-fastest-growing economy after China, changing government policies, including a focus on infrastructure are driving the demand for housing developments, malls and offices, higher and higher.

"For investors seeking the high returns that are no longer possible in the mature European and North American real estate markets, India and China are hot," said Prakash Gurbaxani, the Chief Executive of Bangalore's TSI Ventures, a joint venture of Tishman Speyer Properties of New York and India's largest privately owned bank, ICICI Bank, based in Mumbai.

"Every foreign investor group, including pension funds, high-net-worth individuals and private equity funds, are all looking at this sector," said Gurbaxani, whose company has confirmed it will invest more than $1-billion in Indian real estate over the next few years.

A $12-billion real estate market that is expanding annually at the rate of 30%, a rapidly growing economy (8%) has seen a swelling middle class with an appetite for quality apartments, modern malls and a variety of stores, make the forecast for Indian real estate very rosy, indeed! So much so, analysts at Merrill Lynch in 2005 predicting India's real estate market will grow to $90-billion in 10-years time.

Though, foreign and domestic investors are scouring this market, it is only relatively recently that real estate has begun to attract meaningful amounts of capital, says Rajesh Khanna, Managing Director (India) of the private equity firm Warburg Pincus. In the last year alone, Warburg Pincus has been dedicating a third of its financial resources in the sub-continent toward creating and evaluating real estate investment opportunities.

And soon, real estate developer DLF Universal's public offering is expected to raise over $3-billion in what is being billed as India's biggest share sale, topping earlier public offerings such as the $2.3-billion share sale of the government's Oil and Natural Gas Corp. barely two years ago. With real estate development projects in 18-cities, DLF plans to expand them to 36 in number.

For foreign investors, the gateway into India opened in 2005 when the government eased restrictions on foreign ownership of real estate, construction and housing companies. Foreign developers are now allowed wholly owned subsidiaries in India if they invest $10-million, and can build commercial and residential buildings, if the projects exceed 50,000-sq. m. (about 538,000-sq. ft.).

Since, relaxation of rules has brought in a rash of foreign real estate funds and investors, only recently, the California Public Employees Retirement System invested $100-million in a real estate fund floated by IL&FS Investment Managers of India. In March this year, Morgan Stanley's real estate investment arm said it would pay $68-million for a minority stake in an Indian property firm, Mantri Developers.

All this has, Merrill Lynch predicting in 2005 the Indian real estate sector will grow from the current $12-billion to $90-billion by 2016. And, Warburg Pincus too, is negotiating for several real estate investment opportunities, including technology office parks. "We see ourselves investing a few hundred million dollars in real estate in India over the next couple of years," says Khanna.

As more than a third of India's billion-plus people are under 25-years old, such a young demographic picture coupled with low mortgage rates is only making the Indian housing sector buoyant.

Further, Merrill Lynch believes, outsourcing, growing more than 30% a year and bound to create 200,000 jobs yearly, will increase the demand to more than 15-million sq. ft. of commercial space each year. A fact confirmed by government data, which suggests there is a shortage of 100-million homes and about 100-million sq. ft. of office space in the country.

The picture for Indian real estate continues to look bright as boom times continue, with India's economy fuelling the growth for real estate residential and commercial space.

The real estate market is hot in India all around, and it's attracting some mega money flows. Goldman Sachs calls India 'the most exciting real estate market in Asia.' Overseas funds have raised $2.4 billion through September for investing in India. There's another $1 billon ready to come on in the last quarter of the year. According to Private Equity Intelligence, investors will pour another $4-6 billion in 2008 into property funds with an Indian focus. All told, the market could grow from $15 billion to $90 billion by 2015. Kind of mind-boggling, isn't it?

Even something like office space is in short supply. Commercial property space has doubled from 2002. Estimates call for another 150 million square feet over the next five years, and 500-650 million square feet over the next 10 years. That's a lot of real estate.

In addition to real estate, there are many parts of the domestic economy that are attractive for those interested in investing in India. Unlike China and the Southeast Asian economies, India's economy is not so dependent on exports.
The explosive growth in India's economy is mainly a grass-roots-driven trend. There are about 200 million participating consumers in India, with tens of millions added annually. Needs are everywhere - for power, water, basic infrastructure.

Unfortunately, yet again, many of these opportunities are off-limits to public equity investors. This was a common frustration as I traveled in India. Investing in India is just not that easy. Foreigners cannot own Indian shares directly. Only institutional investors can. You can participate directly in certain projects, as I mentioned above, but that's not helpful for our purposes here.

The easy way to invest in India is to buy the polite merchandise

Times change…?/p>

Goldman Sachs' Whitehall Street Real Estate Funds have been exploring the Indian market and checking out potential investment partners. In March 2005, the firm announced it planned to invest up to $1 billion over the next two years in Indian private equity, real estate, private wealth management, and other businesses in India for its institutional clients. A month later, California Public Employees' Retirement System (CalPERS) invested $100 million in a $400 million real estate fund promoted by India's Infrastructure Leasing & Financial Services. The IL&FS-CalPERS fund plans to invest in the equity of Indian real estate companies. At last count, international funds had reportedly invested some $2.5 billion in Indian real estate. Nearly two dozen domestic funds have raised another $3.5 billion for similar investments.

Goldman Sachs and CalPERS -- the world's largest pension fund, with some $208 billion in assets under management -- are not the only global investors looking at opportunities in Indian real estate. Others include Wall Street powerhouses such as J. P. Morgan, Warburg Pincus, Morgan Stanley Real Estate Funds, Merrill Lynch, Lehman Brothers, Warren Buffett's Berkshire Hathaway, the Blackstone Group, Colony Capital, Starwood Capital, GE Capital and HSBC, among others. Dave's consulting firm that goes by his name is currently advising the Hiranandani Group, a large developer based in Mumbai, on partnering with a U.S. private equity fund. Hines, a developer in Houston, and the Government of Singapore Investment Corporation plan to invest $1 billion in Indian real estate, according to media reports.

The excitement has also spread to top-tier U.S.-based real estate brokerage and services firms such as CB Richard Ellis, Cushman & Wakefield and Trammell Crow. Even design firm Hillier of Princeton, N.J., is looking at possible projects in India.

The $5-Billion Question

Depending on whom you ask, the total equity capital headed for Indian real estate is between $3 billion and $5 billion -- and that could be just the beginning………?


India Background Real Estate

India’s rise is that of a self-organising system whose chaos is giving birth to generations of adaptive and resilient people with the history, hope and DNA to create a better world for themselves and their next generation. The challenge is how to influence and participate smartly and safely in this rise For the Inteligent investor the safest and most profitable way to participate in the rise of India is through Real estate” 

India will be 3rd largest economy in the world by 2029.  Goldman Sachs BRICs report

The per capita GDP in India is expected to quadruple between 2007 and 2020.  Goldman Sachs BRICs report

India’s middle class is expected to increase 26x in the next three decades.  OECD

At a GDP growth rate of 8%, its market capitalisation would grow 5 times its current rate by 2031.  Goldman Sachs BRICs report

India is growing. Fast?It’s the second-fastest growing economy on the planet.

India’s car population is expected to increase 3x in the next decade to become the largest auto market in the world.  Goldman Sachs

India’s current growth path will result in income levels tripling by 2025, creating the world’s 5th largest consumer market, and increasing total private final consumption by US$937bn, more than S.Korea’s current total GDP.  (1)

India’s middle class is expected to increase to 583 million within 15 years - larger than the entire expected Eurozone population.  (2)

Bear in mind that ...

Given the expected growth in India’s urban centres an investment of US$184bn will be needed between 2012 and 2022 to improve the country’s urban infrastructure. Goldman Sachs

India will overtake China to become the largest country by population by 2050, with 1.8bn inhabitants.  Census

Urban water demand is expected to double in India by 2025.  nationmaster

India intends to increase its share of international trade from currently 1.5% to over 5% by 2020, indicating exports of up to US$157bn to China by the end of the decade.  Goldman Sachs

And ...

India has 10 of the 30 fastest growing cities in the world and with rapid urbanization close to 700 million people will have moved from rural to urban areas by 2050 i.e. more than twice the current population of the US.  (3)

The emergence of India as a powerful economic force is one of the most extraordinary investment stories in decades

Just recently, American Express predicted that India’s 100,000 ‘dollar millionaires’ will grow by 12.8% a year for the next little while. That’s a whole lot of rich Indians. What’s more, McKinsey Global Institute predicts that the average Indian’s income will triple by 2025

Calculations based on data from:
1. Earth Trends
2. McKinsey Global Institute
3. Nationmaster.com



Offering Memorandum

We Are Raising 3 Million US Dollars to invest in India's Real Estate Market
Indian Real Estate Market.

  1. Our Company offers investors a turn-key solution, from the BUY Stage to the SELL Stage, allowing small and medium sized investors to participate in one of the world's most lucrative and fastest growing Real Estate Markets in the World?India!
  2. *Our fee is a nominal 1.99% fixed per year, based on the original investment. For example on an initial investment of $3 million USD it would amount to a yearly total of only $59,700 USD (payable monthly) with an incentive bonus of 20% added on, of the net profit (after all taxes and expenses) payable only after 3-4 years upon final sale of the property.

  3. India ranked second out of 50 countries for annual growth of residential prices, in Knight Frank's latest global housing price index. During year to Q1 2011, house prices rose 21.3%.

    The RBI also allows branches of foreign companies operating in India to freely remit net-of-tax profits offshore through authorized forex dealers as stated in Fema 1999.

    Please note the Rupee is fully convertible on the current account and forex activities are permitted unless specifically prohibited.


  4. Our Responsibilities include the following
    • Limit of a maximum investment of 5 units from a single developer.
    • Payment made to builder in installments only in order to further minimize our exposure, you are required to approximately put up to 50% in the first 6 months.
    • We only deal with the “India’s premier builders in terms of the quality of the construction as selecting the right builder and location can make a huge difference in the speed with which the value of the property appreciates.”
    • We independently investigate and check each builder we deal with.
    • We only deal with reputable builders with a minimum of 8 to 10 years experience with a strong balance sheet independently verified, coupled with a solid track record of successful completion of projects.
    • Verification checks that all Govt. dues such as taxation are clear and that no dues are pending.
    • We independently check that all Govt. Approvals for the project from Town and Country Planner/municipal/& local bodies have been secured.
    • Verification of the TITLE and INTEREST of the Builder in the property is genuine.
    • Verification of all documents in regards to property.
    • Verification of all Terms and Conditions of property.
    • Verification and Completion of all documents related to registry of the property in the name of the investor.
    • Finding an appropriate buyer for the property and arranging the sale as well as taking care of all legal closing costs (a relatively nominal cost billed to all investors as and when required).
    • Finally upon sale of the unit the funds would be repatriated ASAP to the investor after payment of government capital gains taxes of 20% and all other expenses related to the sale of the property.

    PLEASE NOTE: all our locations are prime locations i.e. near potential new sources of transportation or metro's that are coming up nearby. This ensures potentially rapid appreciation in the value of the condominiums.

    All Registrations of properties purchased will be in the name of “Equinox International pvt. ltd.”.

    All purchase and sale of properties will be handled through our Real Estate management arm in India i.e. “Equinox International pvt. ltd.”

    All investors would be appointed directors in “Equinox International pvt. ltd.”
    and would be essentially shareholders of the enterprise that is investing in the targeted properties.

    PLEASE NOTE: *Foreigners are not permitted to invest in Indian Real Estate directly i.e. as individuals and powers-of-attorney are only possible for Non Resident Indians. However, this avenue has severe limitations as well, as requiring it, would require NRI investor to first obtain a PAN CARD (similar to Tax Identification number) in order to invest in Real Estate through a powers-of-attorney. In addition, according to a recent ruling by the supreme court of India “a power of attorney holder is only able to BUY the property he is not able to SELL the property on behalf of the NRI”. This means that an NRI investor would have to fly to India in person to sell the property. In addition, an NRI investor would have to make substantially larger investment in order to buy the property exclusively in his/her name rather than as part of a larger group.*

    Each Investor will receive a quarterly progress report on properties purchased and status of their investment as well as any and all appreciation and new developing projects we are looking at.

    Finally for Investors to participate they will be required to wire the initial deposit of $150,000 or 50% of the minimum investment of $300,000 each (*this minimum could change depending on the numbers of investors and individual contributions could be more or less depending on the degree of interest).

    *All payments to be made to our India based Real Estate arm "Equinox International pvt. ltd." Via Bank Wire.

    And the balance would be due after a period of 3 Months.

    Upon receiving the 50% deposit, it would be considered a firm irrevocable contract and the balance would be required at the end of the 3 Months.

    PLEASE NOTE: that all investments are for a minimum period of 3 -4 years. All investment capital not invested immediately, would be earning an interest rate of 8% in granted investment certificates issued by our bank.





India Real Estate Risk Factors

Consider the facts, IKON Marketing Consultants, predict that there is a possibility of a Real Estate bubble in Tier-I cities like Delhi, Mumbai, Bangaluru, Chennai, Kolkata, Hyderabad, Gurgaon, Chandigarh & Pune. However, IKON does not see much trouble in the overall market as Tier-II and Tier-III cities are growing gradually and are the backbone of the Indian Real Estate Industry.

According to IKON's research, Indian Real Estate Industry may see some downturn in 2011. It may start from 1st Quarter of 2011 and last up to 3rd Quarter of 2012. However, it will not be too intense, as it was during the recession period. It is expected that prices may slash by 10-15% during this phase of correction (providing an excellent buying opportunity for astute investors looking at solid long-term investment). By it’s nature, a bubble is a short-term phenomena. The Indian property market has shown continuous growth, for the last 20 years apart from periodic adjustments, in the last few years.

One should not forget that there are more than 400 million Indians, waiting to hit the middle-class group, which will require more than 7,500,000 housing units by 2013. Whether the Indian Real Estate bubble bursts or see a bit trouble in the short-term, long term growth story will remain intact for the Indian Real Estate Industry. However, affordability is the most important factor, when it comes to housing prices and middle-class housing is still relatively affordable in most of the major cities in India. People, who compare India with developed European cities, forget the huge difference in affordability in both areas. Of course, there is a huge demand for housing, but people can only buy what they can afford.

GDP projections from Price Waterhouse Coopers (PwC): shows how China, India and Brazil will overtake the West, in GDP by 2050 and how the US, UK and the west will fall behind.

GDP projections from Price Waterhouse Cooper
Click heading to sort. GDP at PPPs (constant 2009 international dollars), $bn
Country 2011 2025 2050
US 15,051.17 21,010.83 38,060.89
China 10,656.45 25,501.22 57,784.54
India 4,412.91 10,721.09 41,373.68
Japan 4,322.31 5,535.43 7,641.40
Russia 2,948.64 4,635.98 7,422.46
Brazil 2,265.08 3,950.27 9,771.54
UK 2,338.80 3,208.02 5,616.50
Germany 3,108.00 3,834.14 5,629.18
France 2,235.54 3,046.22 5,339.13

Price Waterhouse Cooper, used World Bank data for growth up until 2009.
PwC's short-term projections for the years up until 2014 and their long-term growth assumptions for 2015 to 2050, which rely on assumptions about population growth, increases in human and physical capital, and the rate at which poorer countries can catch up with the more advanced technologies used in developed nations.

Inevitably, the results of the study involve guess work, however well-informed. But the trends appear to be clear; the emerging nations have grown far more rapidly than their counterparts in the west and will continue to do so.




Why Invest Now

1) Cheaper payouts

If a Non Resident Indian (NRI) finances the property through a bank loan, he would have to pay much lower monthly payouts, compared with the amount he would have had to dispense a year ago. The rupee was valued at 45.04 against the Dollar on 22 June 2011, while it was trading at Rupees 57.15 as on 22 June 2012.

So, the buyer ends up saving nearly 27% on his monthly payouts. Also, in case he remits his savings to India, he can get more rupees for his dollars. While last year, he could have got Rs 45,040 for every $1,000 that he sent, he now stands to receive Rs 57,150 for every $1,000.

2) Low Alternative returns on Investments in Europe & North America

A brief overview of Europe's debt crisis

Having gotten themselves deep in debt in recent years, Greece, Ireland and Portugal all needed to borrow billions of dollars in 2010 and 2011, to keep their governments functioning and to make payments on the interest.

To qualify for these bailouts, governments have had to cut their spending (by laying off government workers and reducing pensions) and increase their revenues (by raising taxes). These austerity measures haven't solved the problem, though. Greece's economy is contracting, its debt keeps growing, and some economists believe it will eventually default on its loans.

Meanwhile, Spain and Italy are also facing high debt levels, with no prospect of an economic recovery in the short term. Because their economies are much bigger than Greece's, their struggles could threaten the stability of the euro, a currency used by 17 European countries. If investors decide that a collapse of the euro is inevitable, that may become a self-fulfilling prophecy

In the words of Jack M. Mintz is the Palmer Chair of Public Policy, School of Public Policy, University of Calgary a writer for the National Post Newspaper

“The EU is dealing with its fiscal crisis, but U.S. seems paralyzed

At a European conference on the sovereign-debt crises that I attended this week, my overwhelming conclusion, after listening to many experts, is that the U.S. is in far more trouble than Europe.

This was brought home by calculations presented by Larry Kotlikoff of Boston University at a lecture held at the International Institute of Public Finance, the biggest gathering of public-finance experts in the world. Greece may be bankrupt, but the U.S. looks like a giant Ponzi scheme.

Kotlikoff's calculations show that U.S. unfunded liabilities total US$222-trillion, the highest of all major OECD countries (12% of the time value of U.S. GDP) once accounting for monetary public debt, Social Security deficits and public-health-care unfunded liabilities. One can quibble with some of the calculations, but no one can doubt that the U.S. is in serious fiscal trouble, more so than any other developed economy.

The U.S. reflects the most extreme case of intergenerational inequality. Generation after generation has participated in a Ponzi game, leaving younger taxpayers to pick up the tab for money effectively borrowed by older generations to spend on unfunded benefits. Kotlikoff labelled such practices as “child fiscal abuse,” a rather strong term but not far from the truth.”

As a result Western equity markets are increasingly too volatile to invest in for a safe return coupled with the rapidly growing debt crisis and a possible break up of the Euro-zone itself appearing more likely day by day even holding previously so called "risk free" government securities are starting to look highly risky.

In addition, so called "Risk free" United States 10 year Treasury Bills are paying a paltry interest rate of 1.6% another record low. With a gross debt approaching in excess16 Trillion dollars the US government cannot afford to pay higher interest rates. Further more German and French Interest rates are also at record lows due to the increasing flight to safety due to growing fear and instability. Hence it is likely that we are facing a low interest environment for a long, long time to come.

Thus the growing opportunity cost of a low rate of return in the industrialized world combined with a shaky US social security system with Trillions of dollars in unfunded liabilities. These and other factors are increasingly forcing investors to look towards emerging markets increasingly for higher returns on their investments.

3) S&P Forecasts India’s Real GDP Growth For Fiscal 2012-2013 At 6.5% Higher GDP growth translates into potentially higher real estate prices in 2013.

4) Reserve Bank of India (RBI) cuts interest rates; EMIs to come down. Published: Tuesday, 17, April 2012, 11:07 IST Updated: Tuesday, Apr 17, 2012, 18:36 IST Place: Mumbai Agency: PTI

“In a surprise decision, the Reserve Bank on Tuesday cut the benchmark interest rate for first time in three years by 0.5% to provide relief to borrowers and revive sagging economic growth.

Unveiling the annual credit policy here, the RBI reduced the short-term lending (Repo) rates to eight% from 8.5%. Bank rate is cut to nine% from 9.5%

Banks, led by the State Bank of India, immediately announced they would substantially cut the lending rates that would benefit auto, home and personal loan borrowers.

The reduction in the repo rate is based on an assessment of growth having slowed which in turn, is contributing to moderation in core inflation, RBI Governor D. Subbarao said.”

Lower mortgage rates are on the horizon for India and will ensure a continued appreciation of Real Estate.

5) Historically Real Estate in emerging markets particularly India has always been an excellent hedge against inflation

Hence from an investor's point of view there is no risk of inflation reducing your real rate of return.

6) High Interest rates on fixed deposit accounts in India average 8% per year. So even parking your money in India is highly profitable verses rates as low as 1% at most major western financial institutions.

In Conclusion

India's real estate industry has changed dramatically since 2005 when it allowed global private equity funds to first invest in the country. Billions of dollars have been raised overseas and committed to investments in the real estate sector in India.

Currently, there are close to 100 overseas and domestic funds that are scouring the market to inject money into residential and commercial projects. The numbers of just one private equity fund gives an idea of the quantum of money available for investments in Indian real estate.

JP Morgan's Global Real Assets division exhausted its first India-focused fund of $360 million last year. Currently, it is in the process of raising a second fund of $500 million and has already received commitments for about half of it.



We at The Equinox Group, prefer to deal with only the best Developers with Integrity. Our search concluded with selecting IREO.

IREO - An Introduction

IREO is the first and largest Private Equity Fund, dedicated to the Indian Real Estate Sector and also a Real Estate Developer, with a PAN INDIA (across india) Landholding of over 3,000 acres across the following States of India, NCR Haryana, Punjab, Tamil Nadu and Maharashtra. We entered the Indian Real Estate Market in 2004 and have evolved as a Fully Integrated Real Estate Organization that is both the Financier and Developer of its projects

IREO has a diversified product portfolio under various verticals as, master planned gated residential communities & integrated townships, mixed use office cum retail, industrial parks including SEZ’s, hospitality properties etc. across cities including Gurgaon, Chandigarh Region, Ludhiana (Punjab), Chennai, Coimbatore, Goa and Pune

More about IREO

Backed by 2 Billion U.S. Dollars in the form of committed invested capital (the investment portfolio is currently valued at U.S. Dollars 5 Billion), IREO’s investor base consists of global blue chip investors like renowned global financial institutions, university endowment funds, sovereign wealth funds etc

Global Financial Institutions like: JP Morgan Chase, TPG Axon, Citadel Investment Group, Tiger Partners

University Endowment Funds of reputed universities like Stanford University, University of Minnesota, University of Rochester, University of Notre Dame

Sovereign Wealth Funds like Temasek

Leading Global Real Estate Developers like the Reichmann Family (Canary Wharf, London) and Stephen Ross of Related Group (Time Warner Building, New York)

Ireo is India’s first professionally managed developer with no single promoter or group of promoters. Our Board of Directors comprises of eminent professionals and representatives of some of the World renowned institutions.

IREO’s team consists of internationally experienced and accomplished Indian and expatriate professionals from diverse backgrounds to lead initiatives and to deliver best in class products and services to our customers. IREO offices are currently spread across 6 locations in India besides being present in New York and Mauritius.

At IREO, we are committed to be the most respected developer of Real Estate and infrastructure in India, by consistently delivering superior value for customers, employees and business partners in all our endeavours.


Read more »

Why IREO is investor friendly

Investment Rationale

a.) Considering the Location & IREO City advantage, Grand Arch shall continue to maintain its price growth graph. It has recently moved upto $ 215 per square foot (psf) from $ 80 per square foot (psf) in percentage terms that is a 169% increase since its launch in September 2009, this is an average annual return of 35% compounded.

Growth of IREO - Grand Arch ( IREO's previous devlopment project)


b.) The competing properties on the Golf Course Road for the Grand Arch which are primarily of older designs and lower quality are selling at approx $ 230-250 per square foot (psf), by comparison, considering Grand Arch’s quality & unique architecture there is no doubt that it will likely be selling at a minimum of $ 270-285 per square foot (psf), by possession next year.


Price ($ psf)

Park Place


Palm Spring




On the Extension Road, the direct comparison of Grand Arch is with Tata Raisina & Pioneer Presidia. Both these projects don’t pose a threat since they are sold out from the company’s end and the number of apartments being less; there is hardly any resale activity. Even in resale, Grand Arch is more in demand & commands a higher price in comparison to the other two.


Resale Price ($ psf)

Total Units

Grand Arch





375 units



145 units

Satisfied Existing Customers:

As per market feedback, the end-users and long term investors of Grand Arch are satisfied with the construction status & appreciation on their property, while the short term investors have already booked profits much more than their expectations, thus in totality ‘win-win’ situation for everyone.

Project we will invest in


At Ireo Skyon, you will experience a whole new level of living where things happen at the touch of a button. Whether it is answering the front door, adjusting the curtains, pre-scheduling electrical gadgets, setting safety alerts or much more - now it's all possible with a simple touch of your portable home console (PHC). Harnessing the best of home control technology to provide insightful, relevant solutions for a variety of everyday needs, Ireo Skyon features homes that are truly future-ready.

Combine that with its prime location within Gurgaon, its uniquely eye-catching "sweeping balconies" architecture, its carefully designed viewing corridors that overlook a central Golf Park, it's world class clubhouse - and you can see why Ireo Skyon is a dream come true.

Come experience the magic of space age living. Come experience happiness multiplied.


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The Equinox Group - An Introduction

The Equinox Group specializes in providing a turn-key management solution for individual investors interested in participating in some of the world's most profitable Real Estate right from the buy stage to the sell stage

In order to maximize profitability we purchase only pre-construction high-end condominiums from ONLY India's best builders at relatively low prices and sell them after a period of between 3 to 4 years just before final possession of the unit at a substantial profit.

“Please Note: The Equinox Group only works with India’s premier builders in terms of the quality of the construction, as selecting the right builder and location, can make a huge difference in the speed with which the value of the property appreciates.”

India's rise is that of a self-organising system whose chaos is giving birth to generations of adaptive and resilient people with the history, hope and DNA to create a better world for themselves and their next generation. The challenge is how to influence and participate smartly and safely in this rise


For the Intelligent investor the safest and most profitable way to participate in the rise of India is through Real Estate

Contact us

For any query please contact info@the-equinox-group.com
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